SSFN (SSFN) has 14 splits in our SSFN split history database. The first split for SSFN took place on July 02, 1999. This was a 3 for 2 split, meaning for each 2 shares of SSFN owned pre-split, the shareholder now owned 3 shares. For example, a 1000 share position pre-split, became a 1500 share position following the split. SSFN's second split took place on October 13, 1999. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 1500 share position pre-split, became a 1575 share position following the split. SSFN's third split took place on October 11, 2000. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 1575 share position pre-split, became a 1653.75 share position following the split. SSFN's 4th split took place on October 11, 2001. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 1653.75 share position pre-split, became a 1736.4375 share position following the split. SSFN's 5th split took place on October 10, 2002. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 1736.4375 share position pre-split, became a 1823.259375 share position following the split. SSFN's 6th split took place on July 02, 2003. This was a 3 for 2 split, meaning for each 2 shares of SSFN owned pre-split, the shareholder now owned 3 shares. For example, a 1823.259375 share position pre-split, became a 2734.8890625 share position following the split. SSFN's 7th split took place on October 10, 2003. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 2734.8890625 share position pre-split, became a 2871.633515625 share position following the split. SSFN's 8th split took place on October 13, 2004. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 2871.633515625 share position pre-split, became a 3015.21519140625 share position following the split. SSFN's 9th split took place on July 05, 2005. This was a 4 for 3 split, meaning for each 3 shares of SSFN owned pre-split, the shareholder now owned 4 shares. For example, a 3015.21519140625 share position pre-split, became a 4020.286921875 share position following the split. SSFN's 10th split took place on October 12, 2005. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 4020.286921875 share position pre-split, became a 4221.30126796875 share position following the split. SSFN's 11th split took place on October 11, 2006. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 4221.30126796875 share position pre-split, became a 4432.36633136719 share position following the split. SSFN's 12th split took place on October 11, 2007. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 4432.36633136719 share position pre-split, became a 4653.98464793555 share position following the split. SSFN's 13th split took place on October 10, 2008. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 4653.98464793555 share position pre-split, became a 4886.68388033233 share position following the split. SSFN's 14th split took place on October 13, 2009. This was a 105 for 100 split, meaning for each 100 shares of SSFN owned pre-split, the shareholder now owned 105 shares. For example, a 4886.68388033233 share position pre-split, became a 5131.01807434894 share position following the split.

When a company such as SSFN splits its shares, the market capitalization before and after the split takes place remains stable, meaning the shareholder now owns more shares but each are valued at a lower price per share. Often, however, a lower priced stock on a per-share basis can attract a wider range of buyers. If that increased demand causes the share price to appreciate, then the total market capitalization rises post-split. This does not always happen, however, often depending on the underlying fundamentals of the business.

Looking at the SSFN split history from start to finish, an original position size of 1000 shares would have turned into 5131.01807434894 today. Below, we examine the compound annual growth rate — CAGR for short — of an investment into SSFN shares, starting with a $10,000 purchase of SSFN, presented on a split-history-adjusted basis factoring in the complete SSFN split history.

Growth of $10,000.00 With Dividends Reinvested
Start date:	04/29/2014
End date:	10/31/2019
Start price/share:	$4.90
End price/share:	$15.75
Starting shares:	2,040.82
Ending shares:	2,193.21
Dividends reinvested/share:	$0.56
Total return:	245.43%
Average Annual Total Return:	25.23%
Starting investment:	$10,000.00
Ending investment:	$34,540.85
Years:	5.51
Growth of $10,000.00 Without Dividends Reinvested
Start date:	04/29/2014
End date:	10/31/2019
Start price/share:	$4.90
End price/share:	$15.75
Dividends collected/share:	$0.56
Total return:	232.86%
Average Annual Total Return:	24.39%
Starting investment:	$10,000.00
Ending investment:	$33,283.50
Years:	5.51

About SSFN

Stewardship Financial is a bank holding company. Through its subsidiary, Atlantic Stewardship Bank (the Bank), Co. conducts commercial banking business, and provides deposit services including personal and business checking accounts and time deposits, money market accounts and regular savings accounts. Co. is engaged in a range of lending activities and provides commercial, consumer, residential real estate, home equity and personal loans. The Bank's service area consists of Bergen, Morris and Passaic counties in New Jersey. Co.'s deposit products are checking, savings, and term certificate accounts, and its lending products are commercial, residential mortgage and installment loans. According to our SSFN split history records, SSFN has had 14 splits.

SSFN Split History Table
Date	Ratio
07/02/1999	3 for 2
10/13/1999	105 for 100
10/11/2000	105 for 100
10/11/2001	105 for 100
10/10/2002	105 for 100
07/02/2003	3 for 2
10/10/2003	105 for 100
10/13/2004	105 for 100
07/05/2005	4 for 3
10/12/2005	105 for 100
10/11/2006	105 for 100
10/11/2007	105 for 100
10/10/2008	105 for 100
10/13/2009	105 for 100

Financials Stock Splits

SSFN is categorized under the Financials sector; below are some other companies in the same sector that also have a history of stock splits: SSG Split History STAR Split History STBA Split History STC Split History STFC Split History STI Split History STK Split History STL Split History STRS Split History STSA Split History Also explore: SSFN shares outstanding history Free SSFN Email Alerts: Get Dividend Alerts Get SEC Filing Alerts

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